RELEASE: Reps. Gottheimer, Bacon, Suozzi, Hurd Release Bipartisan Principles to Temporarily Extend and Reform Affordable Care Act Enhanced Premium Tax Credits

<p><strong>WASHINGTON, D.C.</strong>&nbsp;– Today, November 3, 2025, Representatives&nbsp;Josh Gottheimer (D-NJ),&nbsp;Don Bacon (R-NE), Tom Suozzi (D-NY), and Jeff Hurd (R-CO) released a statement of principles for lowering health care costs and temporarily extending and reforming the Affordable Care Act (ACA) enhanced premium tax credits (APTCs). The principles focus on a temporary extension with reasonable income caps and reform.</p>

<p><strong>Gottheimer, Bacon, Suozzi, and Hurd released the following quote:</strong></p>

<p>“Congress is gridlocked, and too many Americans have lost faith that we can work together. But here’s the truth: Democrats and Republicans can sit down, listen to one another, and find common ground, especially when it comes to lowering health care costs.</p>

<p>We may not agree on every ideal outcome, but we’ve identified a fair, reasonable path forward on the future of the Affordable Care Act’s Enhanced Premium Tax Credits. Compromise isn’t rocket science, and it shouldn’t be treated like a weakness.</p>

<p>Our hope is that this shared statement of principles will inspire bipartisan collaboration across Washington and help get Congress back to work for the American people.”</p>

<p><strong>Below, find the statement of principles:</strong></p>

<p>Principles to Temporarily Extend and Reform Affordable Care Act Enhanced Premium Tax Credits</p>

<ul class="wp-block-list">
<li>Temporary: A two-year extension of APTCs.</li>

<li>Income Cap: An income cap phased out between $200,000 and $400,000.</li>

<li>Reform: Guardrails to prevent improper payments of APTCs.
<ul class="wp-block-list">
<li>Prevent “Ghost Beneficiaries”: Requirements that ACA marketplaces confirm recipient eligibility with the Death Master File.</li>

<li>Crack Down on Fraud: Establish a “preponderance of evidence” standard of proof to determine when an agent or broker should be allowed to continue operating in the ACA marketplaces.</li>

<li>Enhance Delivery Clarity: Requirements that marketplaces better notify recipients the value of APTCs they are receiving from the federal government.</li>
</ul>
</li>
</ul>

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<p>The post <a href="https://gottheimer.house.gov/posts/release-reps-gottheimer-bacon-suozzi-hurd-release-bipartisan-principles-to-temporarily-extend-and-reform-affordable-care-act-enhanced-premium-tax-credits">RELEASE: Reps. Gottheimer, Bacon, Suozzi, Hurd Release Bipartisan Principles to Temporarily Extend and Reform Affordable Care Act Enhanced Premium Tax Credits</a> appeared first on <a href="https://gottheimer.house.gov">Josh Gottheimer</a>.</p>