Comprehensive Housing Package with Boozman Bill Supporting Veteran Home Ownership Signed Into Law

WASHINGTON— The 21st Century ROAD to Housing Act , legislation that will help Arkansans achieve the American dream of homeownership, has become law after receiving overwhelming support in both chambers of Congress. The bill also includes the Veterans Affairs Loan Informed Disclosure (VALID) Act of 2025 championed by U.S. Senators John Boozman (R-AR) and Chris Van Hollen (D-MD). Many eligible veterans do not utilize VA home loans, which means forgoing advantages such as no down payment, no private mortgage insurance and interest rates that are often lower than conventional or Federal Housing Administration (FHA) loans. The VALID Act ensures veterans will be fully informed about their financing options by requiring the VA loan options they may qualify for to be presented alongside conventional and FHA loans. “This package represents multiple bipartisan solutions that cut red tape while increasing the housing supply so more Americans can own their home. I’m pleased it also includes my VALID Act to ensure veterans are informed of the VA home loan benefits they have earned,” Boozman said . “Helping make this key cost-of-living factor more affordable is an important achievement that will benefit Arkansans as well as the men and women who have worn our nation’s uniform.” The 21st Century ROAD to Housing Act addresses obstacles to homeownership through supporting new home construction by private industry, reducing regulation and streamlining outdated review processes, protecting local and state jurisdiction, and delivering reforms to federal housing programs. Specifically, the package supports these priorities by: Assisting former servicemembers with cost comparison tools that clearly display options only available to veterans when purchasing a home through the Boozman-Van Hollen VALID Act ; Addressing the housing affordability crisis by making it easier and more efficient to rehabilitate and construct homes while incentivizing communities and empowering lenders to help increase supply; Empowering accountability efforts within the U.S. Department of Housing and Urban Development’s (HUD) housing counseling services; Cutting red tape and streamlining environmental reviews by federal departments and agencies including coordinating or combining evaluations for projects funded by both agencies instead of requiring separate reviews; and Modernizing outdated requirements on modular and manufactured homes to expand access to these cost-effective housing options. “This landmark legislation represents an important step toward expanding housing opportunities and improving affordability for Americans. We are especially grateful for the inclusion of the VALID Act provisions. VALID will help increase awareness of the VA home loan, empower VA loan-eligible borrowers to make informed decisions, and encourage greater utilization of this earned homeownership opportunity. We thank Senators John Boozman and Chris Van Hollen for introducing the VALID Act and for their commitment to our service members and veterans. We also thank the bill’s sponsors, committee leadership, and congressional staff whose bipartisan efforts helped make this achievement possible. This legislation will help our veterans and military families achieve the American dream of home ownership,” said VAREP Founder and President Son Nguyen .