Cassidy Introduces BILL to Protect Flood Insurance Program

WASHINGTON– U.S. Senator Bill Cassidy, M.D. (R-LA) introducedlegislationto protect the National Flood Insurance Program (NFIP) from lapsing during a government shutdown.
“Louisiana families have to be ready when floods hit,”said Dr. Cassidy.“We’re making sure they are covered, no matter what happens in Washington.”
This legislation ensures the National Flood Insurance Program never shuts down again by automatically extending the program if Congress misses a deadline. By creating a built-in safety-net year of authority, we protect homeowners, lenders, and coastal economies from needless disruption during lapses in authorization.
Background:
Most recently, to help alleviate the pressure of the Schumer Shutdown, Cassidy and U.S. Senator John Kennedy (R-LA) introduced the NFIP Extension Act to reauthorize the NFIP until November 21, 2025. He also introduced a bill to reauthorize the NFIP for the remainder of FY2026. It would protect all policies that have lapsed during the shutdown.
Last week, Cassidydelivereda speech on the U.S. Senate floor outlining the harm the Schumer Shutdown is causing half a million Louisianans enrolled in the National Flood Insurance Program (NFIP).
In August, Cassidydelivereda speech on the U.S. Senate floor commemorating the anniversary of Hurricane Katrina and emphasizing the significant progress made since the storm to rebuild and strengthen our infrastructure.
In June, Cassidydelivered a speechhighlighting the need to end the Biden-era Risk Rating 2.0 policy and make NFIP affordable again.
Last year, the U.S. Senate Banking Committeehelda hearing on NFIP at the request of Cassidy. The hearinghighlightedthe urgent need for Congress to act andfeatureda Louisiana witness. Cassidy alsoparticipatedin a roundtable hosted by GNO, Inc. and the Coalition for Sustainable Flood Insurance to hear from community leaders and advocates on the issue.Cassidytraveled St. Bernard Parishin 2023 to talk with residents about their flood insurance premiums, recording the second episode of hisBill on the Hillseries.
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