NEW REPORT: After Expiration of ACA Tax Credits, Georgians Are Delaying Necessary Care & Paying Thousands More for Insurance

NEW REPORT: After Expiration of ACA Tax Credits, Georgians Are Delaying Necessary Care & Paying Thousands More for Insurance July 6, 2026 Click here to read Sen. Ossoff’s new report on loss of ACA Tax Credits Washington, D.C. — Georgians are delaying necessary care and paying thousands more for health insurance after ACA tax credits expired, a new report from U.S. Senator Jon Ossoff found. Early this year, Sen. Ossoff launched an investigation into the impacts of rising health care costs and cuts to health care services after Republicans in Congress gutted Medicaid and failed to extend the Affordable Care Act’s enhanced premium tax credits that millions of Georgians rely upon to afford health care. Today, Sen. Ossoff released a new report with stories of Georgians who report they have been delaying necessary care and are paying thousands more for care after the loss of the ACA tax credits, with some saying they’ve lost insurance altogether because of the high costs. Recent analysis from The Atlanta Journal-Constitution found that after the ACA tax credits expired at the end of last year, roughly 350,000 Georgians have already lost health care. “The failure of Republicans to extend ACA tax credits has inexplicably hurt Georgia families, leading to hundreds of thousands going without health care, and more seeing huge increases in their premiums. I will continue working to restore these tax credits and to lower health care costs for Georgia families,” Sen. Ossoff said. Since the enhanced ACA tax credits expired at the end of 2025, Georgia patients on exchange plans are facing increased monthly premiums, deductibles, out-of-pocket maximums, and medication costs, forcing them to cut back on other items to keep their health insurance and to pay higher costs for less coverage. In some cases, Georgians have lost their insurance altogether. As detailed in the report: Deborah Tolson, based in Alpharetta , reported that her monthly health insurance premium in 2025 was $63 for three people: herself, her husband, and her daughter. As of January 2026, that same plan’s monthly premium reportedly increased to $1200—a 1,804% increase—for only her and her daughter. Her husband disenrolled from the plan and has been uninsured since January, since covering all three family members would have reportedly increased their monthly premium to over $2,000. He became eligible for Medicare in March, but his coverage will not begin until June. “All this stress for a basic plan,” Mrs. Tolson reported, “which doesn’t even cover routine screenings, like colonoscopies or mammograms, with doctors in our area.” Mrs. Tolson and her husband have “indefinitely” delayed their retirement plans due to rising health care costs. Georgia patients also reported that narrowing coverage and benefits on exchange plans has forced them to forgo medically necessary health care or has delayed their urgent tests, appointments, and treatments. For example: Nicole Kelly, based in Atlanta , is diagnosed with lupus, Raynaud’s disease, and scleroderma. She reported that her physician referred her to a rheumatologist for urgent testing in December 2025 after she suddenly lost feeling in her left hand. However, her monthly premium under her exchange plan reportedly rose from $254 to $1,571 in January 2026, a 518.5% increase. Because she would be unable to afford this new premium, she disenrolled from her plan and switched to a cheaper, new plan. However, her physician was no longer covered under her new plan, and the earliest she would be able to see a rheumatologist would be five months later in May 2026. Additionally, she would need to travel to Jonesboro or Kennesaw to see a rheumatologist covered by her new plan. “I’d be paying just as much as the old plan premium for transportation, time spent in traffic, and the premium on the new plan,” she reported. Ms. Kelly tried to switch back to her old plan in mid-February, but the premium had shot up to $2,458. Last year, Sen. Ossoff fought repeatedly to extend the ACA tax credits and protect Georgians’ health care. In December 2025, Sen. Ossoff spoke on the U.S. Senate Floor urging Republicans in the U.S. Senate to put politics aside and extend ACA tax credits before they expire, but Republicans refused to extend the credits. In August 2025, Sen. Ossoff sounded the alarm about the impact of losing the tax credits and urged for them to be extended. In June 2025, Sen. Ossoff offered an amendment to the Trump budget bill to extend key Affordable Care Act tax credits, but Republicans blocked Sen. Ossoff’s amendment. In February 2025, Sen. Ossoff introduced an amendment to protect children’s and maternal care through Medicaid that Senate Republicans blocked. Click here to read Sen. Ossoff’s new report: Loss of ACA Tax Credits: Georgians Getting Sicker, Higher Costs, & Loss of Health Care. # # # Prev Previous Sens. Ossoff, Rev. Warnock Again Urge DHA to Abandon Reduction of Services at Dwight D. Eisenhower Army Medical Cente